If you don’t need a lawyer all the time, you can opt for buying prepaid legal services. However, you must carefully assess your legal situation, in order to determine if a prepaid legal service is better in your case than hiring a permanent lawyer.

There are a few advantages of pre-paid legal services:

Advantage 1: Cost-Effectiveness

We all know how expensive lawyers services can be. For big companies this is not a problem, but for small entrepreneurs or for common people, they can be far from affordable. Pre-paid legal plans work like this: you get charged something between $9 and $30 per month, which is already much better than the thousands dollars lawyers ask for fees.

Advantage 2: Simplicity

Why bother with endless lists of various fees, such as contingency fees, statutory fees, or flat fees? Understanding, for instance, how a contingency fee is calculated, can be a pain even for the most educated citizens. Did you know some lawyers charge their clients hourly fees? But how can one argue on how much time needs such and such operation or procedure, or legal inquiry? Moreover, attorneys of law will include in their hourly rates the cost of the office they run, the secretary services, or even the travel fees. Some lawyers would charge incrementally, in units of 15 or 30 minutes, regardless the real time they spend on your case. With pre-paid legal services, everything would go smoothly: you sign a contract to pay a fixed rate every month, and this is all you have to do. You’ll also get from your provider the list of legal services which are covered by the fee you’ve chosen. If you need a different plan, you’ll be warned, so you’ll be able to increase your monthly charges.

Advantage 3: Pre-emptive Law

With legal prepaid plans you get over the phone consultation as many times and for how long you need it. You save money, you save time and you are safe from legal point of view. That’s because many day-to-day legal problems can be solved by yourself if you know a few things. A bit of advice can keep you out of trouble and minimize the risk of litigation and protection you might face in different situations.