Financial days

Almost everybody agrees that investments are very good, and that wise people should secure their retirement while they are still young and they can work. What to do, if you need more money when you are young? Do you think that it is so easy to resist when you know that cashing your investments now could offer you a comfort you want or some travels you dream to make? What if I die before retirement?

Maybe it is better to spend now every possible dime, and at retirement age, if I ever reach it, I’ll see what I can do about that. It’s hard not to think this way, however, resisting is in your benefit, not necessarily for the retirement age, but for, let’s say, an unexpected disease which needs expensive medical care.

This is why I don’t break my investments, but I must admit I’m thinking every other day what I could do with that money, if I took it now.

What do you think? Do you save for the future, or are you rather the “today” person, not thinking about tomorrow?

You are a normal, average guy, with a decent job, a nice family, a neat home. What if one day you win the big pot at the lottery? Or you are announced that your uncle Sam just passed away, and you are the only hare in his will, and now you have a fortune?

Beware, if these things happen to you, you’re subject to shocking transformations which can lead to loneliness. Possible scenarios:

1. You cease relationships with your friends, as now you are on a different step of the social stairway, and you want new friends more suitable with your new status.
2. You move in the best neighborhood, you buy yourself a fabulous house, much too big for you and your family, and your monthly bills will go up to the sky.
3. You take your kids from their schools and move them to expensive, private schools, hoping that they will get a better education.
4. You invest a big part of your money, then you focus on your investments, you get worried, you can’t sleep at night, you can’t enjoy anything, from fear that you might lose everything if your investments are bad.
5. You forbid your wife to go out with her friends, because they are not suitable anymore.
6. You surround yourself by all kinds of rich idiots or poor jerks who want to suck you, and you feel well in this company.
7. You do whatever you want, you listen to nobody.

What if one day you manage to spend all your money? All those rich, nice smelling people will dissapear from your life, because you won’t be suitable for them anymore. Your family will hate you for what you did to them, and you’ll find yourself lonely, with no friends, and with no support.

So it’s better to stay lucid and be wise, and don’t drop your values because of a bunch of money.

I’ll remember all my life the most romantic experience I’ve had: that was the day my partner proposed me to marriage.

We were going out that night, we saw a movie, had a nice dinner, walked a bit in the park, then headed back home, like in many previous nights. But as we stepped inside the house, there were aromatic candles everywhere, an a trail of red rose petals starting from the entrance door, and leading to the bedroom. I followed the petal trail, while my boyfriend was smiling, I entered the bedroom, and I was amazed again: the carpet was full of lit candles, there was a nice rose perfume in the air, and on the bed, on our nice, red blanket, there was a black, tiny jewelry box, sitting on a card.

I took the card: it had a love poem on it, and a marriage proposal. I opened the jewelry box, and there was a lovely diamond solitaire waiting for me to try it.

That was the beginning of an extraordinary marriage, and to this day I don’t know who helped my darling to organize that night for me. I suppose he must have gotten his inspiration from some Mills & Boon Romance Novels, which we have the house full of. Such novels can surely spark anybody’s imagination.